TAG | hard money
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Duration : 0:0:35
california · hard money · lenders · loans · mortgage
http://www.lendinguniverse.com/borrowersconstructionloan.asp poor credit construction loans the paper money in circulation consists of “fossils”-paper money issued for one reason or another in the past. These include U.S. Notes (the Civil War “greenbacks”), Treasury Notes of 1890, National Bank Notes, and Federal Reserve Bank Notes (as distinguished from Federal Reserve Notes). The long-familiar one-dollar silver certificates have been replaced by Federal Reserve Notes. The same thing holds true for deposits in savings banks and savingsand-loan shares. Nonetheless, time and savings deposits in commercial banks, deposits in mutual savings banks, and savings-and-loan shares are regarded by their holders as almost the same thing as money, because they can be quickly and cheaply changed for money. The claims just mentioned, along with some others such as short-term U.S. Treasury securities and U.S. Savings Bonds, are frequently called “near monies” or “money substitutes.” In England, goldsmiths became predominant in the banking business, and it was the English goldsmiths who led the way in the development of bank-note currency. The English goldsmiths accepted deposits-with a promise to pay on demand-and then lent most of what they received. They gave interest-bearing receipts and permitted the holders to transfer ownership of deposits by endorsing these receipts. Presently, to make endorsements unnecessary, the receipts were made payable to the bearer. Then, because it was so convenient to make payments by giving goldsmiths’ receipts, customers became willing to take non-interest-bearing receipts. As a final step, the receipts were issued in round numbers and engraved on standard forms. These were bank notes, the earliest form of paper money.
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Duration : 0:0:36
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Duration : 0:0:36
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http://www.lendinguniverse.com/borrowersconstructionloan.asp fha construction loan Money is essentially a device to permit people to exchange goods and services in a more convenient way than by direct barter. A moment’s thought will convince you how difficult it would be to conduct an industrial economy by means of direct exchange of goods and services for other goods and services. In a simple agricultural society each family may produce most of what it needs and little of what it does not need. A farmer can exchange small surpluses of food crops, or wood, or wool for the products of specialized artisans such as blacksmiths. The few specialists can re-exchange some of the things they take in trade. But that system works only when most families are almost self-sufficient. In a society where each person spends all his time producing one thing, or a part of one thing, almost everything produced must be sold; and many things are sold several times before they reach the final consumer. In western European monarchies, the story was much the same. Henry VIII was known as “old coppernose,” because the silver on his coins wore off quickly, revealing the copper below. And while governments systematically debased the coinage, free enterprise did its bit. People clipped coins or shook them up in bags to collect the abraded gold scrapings. When monarchs made two coins out of one by mixing precious metals with base metals, they did it to finance their expenditures-to fight wars, keep up lavish courts, or build monuments. Currency debasement led to rising prices, not because the coins contained less gold but because more of them were struck and they were spent for goods and services. Prices had to rise because expenditures rose faster than the potential output of the economy. Coinage debasement wasn’t the only cause of inflation. There was widespread inflation in Europe during the sixteenth century after the discovery . of gold and silver mines in the Spanish possessions in America. Again prices went up because more coins were struck and they were spent ‘rapidly.
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Duration : 0:0:36
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Duration : 0:0:57
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7
Private Real Estate Investors Lending in Riverside County, California
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Real Estate Loan & Investor
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Duration : 0:0:33
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7
Hard money lenders in California
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Duration : 0:0:36
california · hard money · lenders · loans · mortgage
http://www.lendinguniverse.com/borrowersconstructionloan.asp construction loans bad credit Money is one of man’s greatest inventions. Try to imagine the operation of a complex industrial society-especially a democratic one-without money. That almost all but the simplest human societies have used money proves that it is an essential tool of civilization. But useful though it may be, money has always been a problem. Inflations and depressions have been among the most serious upheavals of industrial societies-and defects in our monetary arrangements have played an important part in every major inflation and in every major recession we have suffered. In their efforts to repair the apparent defects in their monetary arrangements, governments have erected elaborate systems to control the issue of currency and the operation of banks. Moreover, the victims of inflations, deflations, devaluations, and financial panics have understood that their troubles were in some way connected with the monetary system, but not exactly how. As a result, monetary disputes become disputes over articles of ideological faith. To most people “sound money” has the same standing as home and mother. But exactly which monetary policy is the “sound” one is not so well-agreed. And on the fringes of the debate there are always a few monetary cranks-the faith-healers of economics -who have found the one monetary system which will solve all I ‘ the world’s problems. Money is one of those things that we take for granted because it is difficult to imagine life without it. And it is so difficult for a complex society to exist without money that the breakdown of one monetary system is immediately followed by the development of a new one.
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Duration : 0:0:36
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Duration : 0:0:36
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Duration : 0:0:36
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