CAT | California construction loans
29
can someone PLEASE help me with these social studies questions? they are multiple choice!?!?
1 Comment · Posted by admin in California construction loans
10. which presidental role resulted from practice and custom rather than from constitutional authority?
A – commander in chief
B – chief executive
C – head of his political party
D – head of state
11. extending the right to vote in national elections to formerly enslaved african americans, women, and all citizens at least eighteen years old was accomplished through
A – constitutional amendments
B – congressional laws
C – presidential executive orders
D – supreme court decisions
12. the foreign policies of president james polk involving texas, california, and the oregon territory were all efforts to
A – remain neutral toward western territories
B – continue traditional american isolationism
C – weaken the monroe doctrine
D – fulfill the goal of manifest destiny
13. the declaration of sentiments, adopted at the seneca falls convention in 1848, was significant because it
A – promoted the idea of equal rights for women
B – demanded the immediate abolition of slavery
C – called for the prohibition of alcoholic beverages
D – asked government to restrict harmful business practices
14 – the reconstruction plans of president abraham lincoln and president andrew johnson included a provision for the
A – resumption of full participation in congress by southern states
B – long – term military occupation of the confederacy
C -payment of war reparations by southern states
D – harsh punishment of former confederate officials
15. passage of the homestead act and of legislation supporting the construction of transcontinental railroads demonstrated the federal government’s commitment to
A – limits on big business
B – settlement of western territories
C – conservation of natural resources
D – equality for all immigrants
16. which factor contributed the most to urbanization in the late 1800′s?
A – assimilation
B -industrialization
C – imperialism
D – nullification
17. in the late 1800′s, free and unlimited coinage of silver was supported by farmers primarily because they hoped this policy would
A – make foreign crop prices less competitive
B – allow farmers to grow a greater variety of crops
C – increase crop prices and make it easier to repay loans
D – bring about political equality between rural and urban residents
18. during the late 1800′s and early 1900′s, the term "robber baron" best defined a person who
A -controlled large tracts of western lands
B – used ruthless business tactics
C – stole from the rich to give to the poo
D -encouraged the conservation of raw materials.
THANK YOU VERY MUCH! =D
I think you better start Reading the Section , That’s a lot of Questions
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29
California Hard money loan lenders
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Duration : 0:0:58
27
Which of these items will actually stimulate the economy? Which will most egregiously NOT help the economy?
8 Comments · Posted by admin in California construction loans
This is what’s actually in the Recovery Bill. http://wsbradio.com/blogs/jamie_dupree/2009/02/spending-in-the-stimulus-bill.html
$24 million for construction and repairs to US Department of Agriculture facilities
$22.5 million for the USDA Inspector General for oversight on the stimulus bill
$176 million for deferred maintenance on US Agricultural Research Service facilities
$50 million to modernize and maintain the IT system of the Farm Service Agency
$290 million for "Watershed and Flood Prevention Operations"
$50 million for "Wastershed Rehabiliation Program"
$1 billion for rural housing direct loans
$10.4 billion for rural housing guaranteed loans
$2.5 billion for rural distance learning, telemedicine and broadband
$100 million in grants for National School Lunch Program equipment assistance
$150 million in agricultural commodity assistance
$1 billion for the Census Bureau
$4.7 billion for "Broadband Technology Opportunities Program" which includes $350 million for the
development of a "broadband inventory map"
$650 million for Digital TV converter box program
$220 million for Scientific research at the National Institute of Standards and Technology
$360 million for Construction of scientific research facilities
$230 million in extra budget money for the National Oceanic and Atmospheric Administration
$600 million for NOAA "Procurement, Acquisition and Construction"
$225 million in grants for programs to combat violence against women
$2 billion in state and local law enforcement assistance grants
$225 million in grants to improve the criminal justice system
$225 million in law enforcement assistance to Indian Tribes
$100 million for the "office for Victims of Crime"
$125 million in law enforcement assistance for rural areas
$50 million in state and local grants to combat internet crime against kids
$1 billion for the COPS program
$400 million in operations budget money for NASA
$150 million for "Aeronautics" at NASA
$400 million for "Exploration" at NASA
$2.5 billion for research at the National Science Foundation
$100 million for NSF "Education and Human Resources"
$400 million for NSF "Major Research Equipment and Facilities Construction"
$1.4 billion in Army "Operation and Maintenance"
$657 million in Navy "Operation and Maintenance"
$113 million in Marine Corps "Operation and Maintenance"
$1.09 billion for Air Force "Operation and Maintenance"
$98 million for Army Reserve "Operation and Maintenance"
$55 million for Navy Reserve "Operation and Maintenance"
$39 million in Marine Corps Reserve "Operation and Maintenance"
$13 million for Air Force Reserve "Operation and Maintenance"
$266 million for Army National Guard "Operation and Maintenance"
$25 million for Air National Guard "Operation and Maintenance"
$75 million each for Army, Navy, Air Force "Research, Development, Test and Evaluation"
$400 million for "Defense Health Program"
$2 billion for Army Corps of Engineers construction
$375 million for Army Corps projects on the Mississippi and tributaries
$2.07 billion for Army Corps of Engineers "Operation and Maintenance"
$100 million for "Formerly Utilized Sites Remedial Action Program"
$1 billion for Interior Department "Water and Related Resources"
$50 million for Central Utah Project Completion Act
$50 million for California Bay-Delta Restoration Act
$10 million to inspect canals in urban areas
$16.8 billion for Energy Department, "Energy Efficiency and Renewable Energy"
$5 billion of that goes for "Weatherization Assistance"
$4.5 billion to improve the nation’s electricity grid
$3.4 billion for "Fossil Energy Research and Development"
$483 million for "Non-Defense Environmental Cleanup"
$390 million for "Uranium Enrichment Decontamination and Decommissioning Fund"
$1.6 billion for "Science"
$6 billion "Innovative Technology Loan Guarantee Program"
$5.12 billion for "Defense Environmental Cleanup"
$7 million for oversight of "Making Work Pay" tax credits and payments in this bill
$80 million to implement health insurance tax credit plan
$5.5 billion for the "Federal Buildings Fund"
$300 million to buy energy efficient vehicles for the federal government
$200 million to consolidate the Department of Homeland Security Headquarters
$100 million for hi tech border security technology along the Mexican border
$420 million for construction of US Customs land border ports of entry
$20 million for tactical communications equipment for immigration enforcement
$1 billion for Aviation Security (explosive detection equipment)
$98 million for improvements to Coast Guard shore facilities
$142 million for "Alteration of Bridges"
$150 million in FEMA Public Transportation Security Assistance grants
$150 million for Port Security Grants
$210 million in grants to upgrade non-Federal fire stations
$125 million for Bureau of Land Management activities
$180 million for Bureau of Land Management construction
$15 million for Wildland Fire
Romare, obviously not all economist think it will stimulate the economy. Take a look at http://www.cato.org/special/stimulus09/cato_stimulus.pdf where 200 economists sign a full-page ad saying that government spending is not the way to improve the economy.
$22.5 million for the USDA Inspector General for oversight on the stimulus bill
$176 million for deferred maintenance on US Agricultural Research Service facilities
$290 million for "Watershed and Flood Prevention Operations"
$350 million for the
development of a "broadband inventory
$400 million in operations budget money for NASA
$150 million for "Aeronautics" at NASA
$400 million for "Exploration" at NASA
$2.5 billion for research at the National Science Foundation
$100 million for NSF "Education and Human Resources"
$400 million for NSF "Major Research Equipment and Facilities Construction"
$10 million to inspect canals in urban areas
$16.8 billion for Energy Department, "Energy Efficiency and Renewable Energy"
$5 billion of that goes for "Weatherization Assistance"
$300 million to buy energy efficient vehicles for the federal government
$200 million to consolidate the Department of Homeland Security Headquarters
$100 million for hi tech border security technology along the Mexican border
$420 million for construction of US Customs land border ports of entry
$20 million for tactical communications equipment for immigration enforcement
$1 billion for Aviation Security (explosive detection equipment)
$98 million for improvements to Coast Guard shore facilities
$142 million for "Alteration of Bridges"
$150 million in FEMA Public Transportation Security Assistance grants
$150 million for Port Security Grants
$210 million in grants to upgrade non-Federal fire stations
$125 million for Bureau of Land Management activities
$180 million for Bureau of Land Management construction
$15 million for Wildland Fire
$650 million for Digital TV converter box program
$220 million for Scientific research at the National Institute of Standards and Technology
$100 million for the "office for Victims of Crime"
$125 million in law enforcement assistance for rural areas
waste most of it
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27
San Bernardino, California hard money loans
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http://www.youtube.com/watch?v=9usg-G7gQf4 San Bernardino, California hard money lenders http://www.lendinguniverse.com in Adelanto, Apple Valley, Barstow, Big Bear Lake, Chino, Chino Hills, Colton, Fontana, Grand Terrace, Hesperia, Highland, financing construction loans, Buying existing notes
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http://www.lendinguniverse.com/fast_commercial_hard_money_loans.htm Private real estate investors lending on Purchase with no down payment loans, RV parks RV parks, Log homes, Chapter 13 “Bankruptcy Buster” loans
http://www.lendinguniverse.com/BorrowersCaliforniaMortgage.asp California hard money lenders for Hospital Loans on a Partial Interest in Real Property, Car loans
Purchase with no down payment loans, FHA and VA government loans, Co-op’s
Duration : 0:0:19
California hard money · commercial loans · hard money lenders
24
A neo conservatives hero exposed?
2 Comments · Posted by admin in California construction loans
Limbaugh vs. Reality
Bogus Economics
LIMBAUGH: On California contractor C.C. Myers completing repairs 74 days early on the earthquake-damaged Santa Monica Freeway: "There was one key element that made this happen. One key thing: The governor of California declared the [freeway] a disaster area and by so doing eliminated the need for competitive bids…. Government got the hell out of the way." (TV show, 4/13/94) "They gave this guy [Myers] the job without having to go through the rigmarole…of giving 25 percent of the job to a minority-owned business and 25 percent to a woman." (TV show, 4/15/94)
REALITY: There was competitive bidding: Myers beat four other contractors for the job. Affirmative action rules applied: At least 40 percent of the subcontracts went to minority or women-owned firms. Far from getting out of the way, dozens of state employees were on the job 24 hours a day. Furthermore, the federal government picked up the tab for the whole job (L.A. Times, 5/1/94).
LIMBAUGH: "Banks take the risks in issuing student loans and they are entitled to the profits." (Radio show, quoted in FRQ, Summer/93)
REALITY: Banks take no risks in issuing student loans, which are federally insured.
LIMBAUGH: "Don’t let the liberals deceive you into believing that a decade of sustained growth without inflation in America [in the '80s] resulted in a bigger gap between the haves and the have-nots. Figures compiled by the Congressional Budget Office dispel that myth." (Ought to Be, p. 70)
REALITY: CBO figures do nothing of the sort. Its numbers for after-tax incomes show that in 1980, the richest fifth of our country had eight times the income of the poorest fifth. By 1989, the ratio was more than 20 to one.
LIMBAUGH: Comparing the 1950s with the present: "And I might point out that poverty and economic disparities between the lower and upper classes were greater during the former period." (Told You So, p. 84)
REALITY: Income inequality, as measured by the U.S. Census Bureau, fell from the 1940s to the late 1960s, and then began rising. Inequality surpassed the 1950 level in 1982 and rose steadily to all-time highs in 1992. (Census Bureau’s "Money Income of Households, Families and Persons in the United States")
LIMBAUGH: "Oh, how they relished blaming Reagan administration policies, including the mythical reductions in HUD’s budget for public housing, for creating all of the homeless! Budget cuts? There were no budget cuts! The budget figures show that actual construction of public housing increased during the Reagan years." (Ought to Be, p. 242-243)
REALITY: In 1980, 20,900 low-income public housing units were under construction; in 1988, 9,700, a decline of 54 percent ;Statistical Abstracts of the U.S).In terms of 1993 dollars, the HUD budget for the construction of new public housing was slashed from $6.3 billion in 1980 to $683 million in 1988. "We’re getting out of the housing business. Period," a Reagan HUD official declared in 1985.
LIMBAUGH: "The poorest people in America are better off than the mainstream families of Europe." (Radio show, quoted in FRQ, Spring/93)
REALITY: Huh? The average cash income of the poorest 20 percent of Americans is $5,226; the average cash income of four major European nations–Germany, France, United Kingdom and Italy–is $19,708.
LIMBAUGH: "There’s no such thing as an implied contract." (Radio show, quoted in FRQ, Spring/93)
REALITY: Every first year law student knows there is.
LIMBAUGH: "Ladies and gentlemen, we now know why there is this institutional opposition to low tax rates in the liberal wing of the Democratic Party. It’s because [low tax rates] are biblical in nature and in root. When you can trace the lowering of tax rates on grain from 90 percent to 20 percent giving seven fat years during the days of Pharaoh in Egypt, why then you are tracing the roots of lower taxes and rising prosperity to religion…. You can trace individual prosperity, economic growth back to the Bible, the Old Testament. Isn’t it amazing?" (Radio show, 6/28/93)
REALITY: Amazingly wrong. Genesis 41 is about the wisdom of instituting taxes, not cutting them. After Pharaoh had a dream that prophesied seven fat years to be followed by seven lean years, Joseph advised him to "appoint officers over the land, and take up the fifth part of the land of Egypt in the seven plenteous years…and lay up corn under the hands of Pharaoh." In other words, a 20 percent tax on the grain harvest would put aside food for use during the famine. Pharaoh took Joseph’s advice, and Egypt avoided hunger during the famine.
Weird Science
LIMBAUGH: "It has not been proven that nicotine is addictive, the same with cigarettes causing emphysema [and other diseases]." (Radio show, 4/29/94)
REALITY: Nicotine’s addictiveness has been reported in medical literature since the turn of the century. Surgeon General C. Everett Koop’s 1988 report on nicotine addiction left no doubts on the subject; "Today the scientific base linking smoking to a number of chronic diseases is overwhelming, with a total of 50,000 studies from dozens of countries," states Encyclopedia Britannica’s 1987 "Medical and Health Annual."
LIMBAUGH: "We closed down a whole town–Times Beach, Mo.–over the threat of dioxin. We now know there was no reason to do that. Dioxin at those levels isn’t harmful." (Ought to Be, p. 163)
REALITY: "The hypothesis that low exposures [to dioxin] are entirely safe for humans is distinctly less tenable now than before," editorialized the New England Journal of Medicine after publishing a study (1/24/91) on cancer mortality and dioxin. In 1993, after Limbaugh’s book was written, a study of residents in Seveso, Italy had increased cancer rates after being exposed to dioxin, The EPA’s director of environmental toxicology said this study removed one of the last remaining doubts about dioxin’s deadly effects (AP, 8/29/93).
LIMBAUGH: "The worst of all of this is the lie that condoms really protect against AIDS. The condom failure rate can be as high as 20 percent. Would you get on a plane — or put your children on a plane — if one of five passengers would be killed on the flight? Well, the statistic holds for condoms, folks." (Ought to Be, p. 135)
REALITY: A one in five AIDS risk for condom users? Not true, according to Dr. Joseph Kelaghan, who evaluates contraceptives for the National Institutes of Health. "There is substantive evidence that condoms prevent transmission if used consistently and properly," he said. He pointed to a nearly two-year study of couples in which one partner was HIV-positive. Among the 123 couples who used condoms regularly, there wasn’t a single new infection (AP, 8/29/93).
LIMBAUGH: "Most Canadian physicians who are themselves in need of surgery, for example, scurry across the border to get it done right: the American way. They have found, through experience, that state medical care is too expensive, too slow and inefficient, and, most important, it doesn’t provide adequate care for most people." (Told You So, p. 153)
REALITY: "Mr. Limbaugh’s claim simply isn’t true," says Dr. Hugh Scully, chair of the Canadian Medical Association’s Council on Healing and Finance. "The vast majority of Canadians, including physicians, receive their care here in Canada. Those few Canadians who receive health care in the U.S. most often do because they have winter homes in the States–like Arizona and Florida–and have emergent health problems there." Medical care in Canada is hardly "too expensive"; it’s provided free and covered by taxes.
Yeah, Limbaugh is a phony, a prescription drug addict and enjoys going to orgies in the Dominican Republic.
Many neocons are kinky and obsessive. The moral and religious hypocrisy is absolutely typical — especially in the South.
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23
Nationwide Construction Loans Authority Site
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Nationwide construction loans the internet authority source for obtaining construction loan financing for building your new home. Download your free copy of construction loans inside secrets e-book.
Duration : 0:3:47
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20
Do I qualify for a dependency override?
1 Comment · Posted by admin in California construction loans
This is the situation, any of you please tell me if I’m qualified for a depency override. The issue is I’m 19 years old, my mother claimed me on her 2008 taxes. She doesn’t make a whole lot of money but due to worker’s compensation *untaxed income* my stupid EFC score skyrocketed from 0 to over 5000. I do qualify for loans that will pay for this year of college. But my daughter was born in May and I am currently supporting her and my girlfriend *until she is able to work again*. I believe I am an independent and would much rather use a grant than have to pay back loans. In the past I mostly did construction with my father so I couldn’t file taxes, but I currently work at a supermarket now. Being the only person working right now I pay for gas, I pay her parents rent, pay for diapers, formula, baby clothes etc. I also buy food. Needless to say, my pay check is pretty much gone after all of this. Do you think I qualify for a dependency override? Also, I used to reside in california but am currently living in West Virginia. I get no money or help from my family.
lol in case of confusion I am using my girlfriend’s Y!A account to ask this question, I’m a guy.
Lol… sorry I just stopped by to read your question (I don’t have an answer for you) but the whole time I was picturing this butch 19 yr old lesbian with a baby and working construction… quite a family!
Anyways, good luck and sorry I can’t help more lol.
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Update on the status of obtaining a construction loans to build your dream home in 2010
Duration : 0:3:27
California construction loans · construction loans · residential construction loan
17
California Labor Law specific code numbers being violated here? Serious answers only please.?
1 Comment · Posted by admin in California construction loans
D. works construction, for his brother, J who is the contractor. J gave D a truck for work and deducts the truck payment automatically from D’s paychecks.
Recently, D. entered an outpatient drug rehabilitation program and has to work while going through rehab. D. was trying to make his drug program appointment one day and also trying to make it to a job site on time. His appointment ran late and could not make the jobsite on time because another employee needed a ride and was an hour out of the way. D. was fired 4 days ago and still has not recieved his final paycheck.
D. has contacted J. and J is still not willing to pay D for 8 days of work and the last conversation they had, J told D that he may not even get any of it because J is deducting personal debt from D’s final pay, including the truck payment and insurance plus a personal loan.
My question is, is this legal? Can J deduct personal debt from a paycheck?Can someone give me the specific codes that are being violated here?
It might be legal. The deduction for insurance if probably legal. If it was part of his employement package and it was being taken from his check the whole time, it’s legal. The personal loan is only legal if an assignment of wages was signed by D, notorized and filed with J. Basically if D agreed to it in writing then it’s legal. If D didn’t agree to it in writing the truck payments may still be legal as it was a product provided by the employer to the employee at the employee’s request. But without an assignment of wages J will have to collect on that personal laon another way. J is also still required to provide D with a paystub itemizing the deductions. California Labor Code Section 300
Other helpful info:
An employee who is discharged must be paid all of his or her wages, including accrued vacation, immediately at the time of termination. California Labor Code Sections 201 and 227.3
An employer who willfully fails to pay any wages due a terminated employee (discharge or quit) in the prescribed time frame may be assessed a waiting time penalty. The waiting time penalty is an amount equal to the employee’s daily rate of pay for each day the wages remain unpaid, up to a maximum of thirty (30) calendar days. Mamika v. Barca (1998) 68 Cal.App4th 487 An employee will not be awarded waiting time penalties if he or she avoids or refuses to receive payment of the wages due. If a good faith dispute exists concerning the amount of the wages due, no waiting time penalties would be imposed. A "good faith dispute" that any wages are due occurs when an employer presents a defense, based in law or fact which, if successful, would preclude any recovery on the part of the employee. The fact that a defense is ultimately unsuccessful will not preclude a finding that a good faith dispute did exist. However, a defense that is unsupported by any evidence, is unreasonable, or is presented in bad faith, will preclude a finding of a "good faith dispute". California Labor Code Section 203 and Title 8, California Code of Regulations, Section 13520
Even if there is a dispute, the employer must pay, without requiring a release, whatever wages are due and not in dispute. If the employer fails to pay what is undisputed, the "good faith" defense will be defeated whatever the outcome of the disputed wages. California Labor Code Section 206
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17
Construction loans california
No comments · Posted by admin in California construction loans
http://www.lendinguniverse.com/ construction loans california As early as the thirteenth century, Italian banks had begun accepting coin and agreeing to repay it on demand. They lent out most of these deposits, relying on new deposits to offset the withdrawal of old ones. They kept on hand only a relatively small reserve of coins to guard against withdrawals temporarily exceeding new deposits. They paid interest on their deposit accounts and their customers fully understood that the bank had lent out most of the coin it received. For a long time legal problems prevented the use of checks, but Italian banks were prepared to transfer ownership of deposits from one person to another through bookkeeping entries. But both parties to the transaction had to appear in person. In England, goldsmiths became predominant in the banking business, and it was the English goldsmiths who led the way in the development of bank-note currency. The English goldsmiths accepted deposits-with a promise to pay on demand-and then lent most of what they received. They gave interest-bearing receipts and permitted the holders to transfer ownership of deposits by endorsing these receipts. Presently, to make endorsements unnecessary, the receipts were made payable to the bearer. Then, because it was so convenient to make payments by giving goldsmiths’ receipts, customers became willing to take non-interest-bearing receipts. As a final step, the receipts were issued in round numbers and engraved on standard forms. These were bank notes, the earliest form of paper money. The use of bank notes developed rapidly. As soon as the acceptability of bank-note currency was established, note-issuing banks sprang up all over England. Many of these banks did no deposit business at all. The organizers of the bank put up a certain amount of capital in coin. They then printed notes-promises to pay coin on demand. They lent the notes to business firms and made a profit by charging interest.
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Duration : 0:0:19
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